The financing offer is calculated based on a variable interest rate in EUR, Euribor 3M + 2.2% margin.

The down payment does not include the analysis fee charged by the financing institution upon granting the financing.\ The monthly installment excludes the following: a monthly administration fee of 0.02%, applied to the initially financed amount throughout the entire duration of the financing agreement; costs related to CASCO and RCA insurance; any other fees or taxes charged by the financier or required by law. The credit product is available exclusively to Romanian legal entities registered as VAT payers.

This campaign is addressed to any legal entity or authorized person who, during the period 7 – 21 November 2025, and submits a financing request via the plus-auto.ro platform and receives a personalized financing offer from BCR Leasing IFN S.A. no later than 24 November 2025 (inclusive). The financing offer, signed by the Beneficiary, is valid only on the condition that the required documentation for final approval is submitted and the financing contract is signed by BCR Leasing IFN SA no later than December 31, 2025.

BMW X3 x20d ACC

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